"Pay the debt thou hast contracted... Release thyself from bondage. D&C 19:35 We have been seduced into believing that borrowed money has no penalty, that financial bondage is an acceptable way to live. I suggest it is not. We would do well to be modest and prudent in our expenditures, to discipline our purchasing and avoid debt to the extent possible, to pay off debt quickly, and to free ourselves from the bondage of others."
— Avoid Debt
Stand a Little Taller - Gordon B. Hinckley
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